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Use your plastic wisely.

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This is sad but true; many people have actually been declared bankrupt because of massive credit card bills which they failed to settle. Before anyone of us becomes like that, I'd suggest that in order to fight against Credit Card Debt, one has to keep a close eye on their spending.

I understand the allure of "buy now, pay later" is sometimes difficult to resist (especially when there are sales all around!) but we have to keep in mind that whatever you swiped for has to be paid off eventually. If possible, it would be best to pay off as much of the amount you owe as soon as possible before the interest charges keep accumulating. End of the day, the best way( and last resort!) to keep Credit Card Debt in check would be to cut up your cards.Heh.


PPP Direct I adopted a cute lil' mouse fetus from Fetusmart! Hooray fetus!