Faced with the option of losing something or selling it off, wouldn't you rather be able to sell it off in return for cash? Well, it would be the same for your mortgage policies, right? I mean any person in their right mind would rather sell it to willing buyers who are willing to pay up to 30% more than the surrender value than surrender their mortgage policy to the issuing bank and insurance company. Selling Endowment Policies is less of a hassle now even though the buyers are difficult to find as Endowment Express is here to help by finding multiple offers for your mortgage policy as they work with all the main endowment policy traders in the UK and Ireland. If you are not confident of the rate you will be offered, why not get a quote from them, and then consider? Getting a quotation is free after all.